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Demographic Snapshots, Interest Rates, the Fed, National Market Report

10 Bay Area Counties | New 2022 Census Data

New 2022 Census data was just published for the 10 Bay Area Counties. 
 
 
Marin County census infographic summarizing housing, income, employment, education, birthplace, and languages.
 
 
 
 
 
Here is the comparative slide:  
 
Comparative statistics table for Bay Area counties and the U.S., including income, population, education, and housing figures.
 
Interest rates: 
 

Bar chart of daily 30-year fixed mortgage rates from February to September 2023, rising to about 7.5%.

Chart of mortgage rates from 2022 to 2023, rising above 7%, with a long-term rate history inset.
 
The Fed decided not to raise rates at their meeting this week (though reserving the possibility of future increases). 

Chart of federal funds interest rates from 1981 to 2023, annotated with major economic events and Federal Reserve interventions.
 
Not a great week for stock markets: 
 
2023 chart comparing Nasdaq and S&P 500 year-to-date gains, ending at 28% and 14%.
 
Unemployment rates:  Ticking up in recent months.

Bay Area county unemployment rates, 2019–2023, showing a sharp pandemic-era spike and a recent uptick.
 
Affordability issues are keeping more adults aged 25 to 34 living at home - this is national data: 
 
Chart of 25-to-34-year-olds living with parents, showing men’s and women’s rates from 1983 to 2022.
 
Link to all the macroeconomic charts - various versions of interest rate, inflation, stock market and many other economic indicator charts. 
 
National median house price chart:  August just a tad below the peak in June 2022. 
 

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